Liability

General liability insurance, along with property and worker's compensation insurance, is essential for most companies. Below are several types of liability insurance that will protect you when the unexpected occurs.

Liability Insurance
Liability insurance protects the assets of a business when it is sued for something including negligence of the business or its employees.

Commercial Auto
Your personal automobile policy does NOT cover vehicles used by your business. If your business uses vehicles or anything that is required to be titled by your state, then you need a commercial auto policy. Commercial auto coverage insures against property damage to vehicles and damage caused to others by those vehicles.

Business Interruption
Business interruption insurance insures against loss or damage to the cash flow and profit of a business caused by the business being unable to operate because of interruption such as a natural disaster. The business is able to sustain its needs, while preparing to resume business.

Miller Loughry Beach’s insurance advisors can help you manage risks and ensure that there are no unexpected gaps in your coverage. Contact one of our advisors:

Jeff Adrian, 895-2820    
Hank Coppedge, 895-2820    
Tim Morrell, 494-4525